Home Insurance

If you are taking out a mortgage to buy your home, your lender will insist that you take out buildings insurance. This covers the rebuild cost of the property should the worst happen and it is destroyed in a fire. While your lender insists on you taking out this insurance, you do not need to take insurance from your mortgage provider – you can shop around for a more competitive rate.

While contents insurance is not compulsory, it is worth having regardless. You may think it  is an unnecessary expense but consider if you could afford to replace your belongings if you were burgled, or they were damaged in a fire or flood. The value of items can soon add up, even if you don’t have any expensive jewellery or paintings, and many people who do take out contents insurance, can find they are under-insured.

This is where SWG can help. We have access to a wide panel of insurers so can help arrange the right home insurance for your circumstances and ensure you have enough cover. This buys you peace of mind, while ensuring you don’t pay over the odds for your cover.