Remortgage Services

Finding the right mortgage is a great first start but it’s important to ensure your rate stays competitive, or you could end up paying more than you need to. This means remortgaging or refinancing onto another deal once your fixed-rate or introductory tracker period comes to an end – otherwise, you may end up on your lender’s much higher standard variable rate (SVR).

In some instances, it is worth staying with your existing lender and taking out a product transfer, rather than remortgaging to another provider. But loyalty does not always count – you cannot assume your existing lender will always offer you the best deal. It is always worth comparing what your lender is prepared to offer with what else is available on the market.

This is where SWG comes in, as we do all the work for you. We are whole-of-market remortgage brokers so can compare all the deals on the market to find the best remortgage product for your circumstances.

It’s a good idea to find the right mortgage, but you should also ensure that your rate is competitive. Otherwise you may end up paying more than what you need. You can remortgage or refinance onto another deal after your fixed-rate period or introductory tracker ends. Otherwise, your lender may charge you a higher standard variable rate (SVR).

Sometimes it’s worth sticking with your current lender and taking out product transfers, instead of remortgaging to a different provider. Loyalty does not always matter – your current lender may not always be the best. It is worth looking at what your lender has to offer in comparison with the available remortgage options.

SWG can help you with this task. Because we are full-of-market mortgage brokers, we can compare all available deals to find the best remortgage option for you.