Private Health Care

While the National Health Service (NHS) does a wonderful job, there may be times when you need to access private healthcare. Private health insurance makes private healthcare more affordable –  you pay a monthly premium, depending on your age and health, and level of cover. If you develop a health problem, you may be able to access private specialists or hospitals not available on the NHS, and/or not have to wait as long to get the treatment you or your family need.

Private health insurance can be expensive, particularly if you are older and want to cover your family as well. If you opt for a higher excess, you may get lower monthly premiums but you must ensure you can cover the excess in the event of making a claim. You must always make sure you are aware of what is, and what isn’t covered on any policy.

SWG can advise when it comes to private health care or mortgage life cover advice. We have access to a wide panel of insurers who offer private health insurance, so can access the right policy for your circumstances.